Terms And Conditions

Accepting the Terms

Thanks for using Fin-क₹! Finkar.in is an online income tax return preparation and filing website including Investment Services.You can use and access www.finkar.in and avail the service, subject to the terms and conditions of use, Finkar is constantly innovating in order to provide the best possible experience for its users. These Terms of Services cover your use and access to the services and website provided by Finkar.

When you accept the terms you acknowledge and agree that :

  • In order to use the Services, you must first agree to the Terms. You may not use the Services if you do not accept the Terms.
  • You accept the Terms by creating an account for services at Finkar website.
  • You may not use the Services and may not accept the Terms if (a) you are not of legal age to form a binding contract with Finkar, or (b) you are not a resident of India.
  • We may disable access to your accounts in accordance with our acceptable use policy without any prior notice preventing you from accessing your account details or files.
  • You acknowledge and agree that the form and nature of the Services which Finkar provides may change from time to time without prior notice to you.
  • You acknowledge and agree that if Finkar disables access to your account, you may be prevented from accessing the Services, your account details or any files or other content which is contained in your account.
  • You agree to allow us to add you as a client on the Income Tax Department web services to submit ITR, retrieve ITR-V, refund status, 26AS, etc.
  • You acknowledge and agree that while Finkar may not currently have set a fixed upper limit on the number of transmissions you may send or receive through the Services or on the amount of storage space used for the provision of any Service, such fixed upper limits may be set by Finkar at any time, at Finkar’s discretion.

Use of the Services by you

  • In order to prepare your return, to file your return, and/or to provide our service, you will need to provide information about yourself, your income, taxes paid, bank details, dependents, etc.
  • You agree that any information you give to Finkar will always be accurate, factually correct and up to date. You shall be responsible for any liabilities arising from wrongful representation of information and Finkar shall have no bearing in any such circumstances.
  • You agree to use the Finkar’s Services only for purposes that are permitted by the Terms and any applicable law, regulation or generally accepted practices or guidelines in the relevant jurisdictions (including any laws regarding the export of data or software to and from India).
  • You agree not to access (or attempt to access) any of the Services by any means other than through the interface that is provided by Finkar. unless you have been specifically allowed to do so in a separate agreement with Finkar. You specifically agree not to access (or attempt to access) any of the Services through any automated means (including use of scripts or web crawlers) and shall ensure that you comply with the instructions set out in any robots.txt file present on the Services.
  • Unless you have been specifically permitted to do so in a separate agreement with Finkar, you agree that you will not reproduce, duplicate, copy, sell, trade or resell the Services for any purpose.
  • You agree that you are solely responsible for (and that Finkar has no responsibility to you or to any third party for) any breach of your obligations under the Terms and for the consequences (including any loss or damage which Finkar may suffer) of any such breach.
  • If you file tax returns for another individual, you should be doing so with the consensus of that individual after fully understanding the implications of this action. Finkar will not be held responsible if you are doing this without the knowledge / consensus of that person concerned.

Income Tax Return Correctness

At Finkar, we work very hard to ensure correctness of your Income Tax Return. We follow rigorous quality testing standards and user acceptability standards to ensure accuracy of Finkar software. However, Finkar provides no guarantee or warranty on the correctness of your Income Tax Returns. You are required to review your Income Tax Return for ensuring correctness. You will not hold Finkar responsible for any issue that arises from incorrect income tax return filing.

Payment

All major Credit/Debit Cards and Net Banking transfers are all acceptable methods of payment. Our Terms of payment is full payment on an immediate basis. All services remain the property of the Company until paid for in full. All transactions are verified with Verified by Visa (VBV) or Mastercard Securecode or via a One Time Password. Chargebacks will not be entertained in any circumstances. Only transactions which have failed due to a system error will be refunded at the earliest. The charge will be reflected in your credit card or bank statement as a debit by Finkar.

Refund and Cancellation Policy

Our focus is complete customer satisfaction. In the event, if you are displeased with the services provided, we will refund back the money, provided the reasons are genuine and proved after investigation. Please read the fine prints of each deal before buying it, it provides all the details about the services or the product you purchase.
In case of dissatisfaction from our services, clients have the liberty to cancel their projects and request a refund from us. Our Policy for the cancellation and refund will be as follows:

Cancellation Policy

For Cancellations please contact us via contact us link.

Requests received later than 5 business days prior to the end of the current service period will be treated as cancellation of services for the next service period.

Refund Policy

We will try our best to create the suitable design concepts for our clients.

In case any client is not completely satisfied with our products we can provide a refund.

If paid by credit card, refunds will be issued to the original credit card provided at the time of purchase and in case of payment gateway name payments refund will be made to the same account.

What is Refer and Earn?

When you refer a friend and invite them to sign up with Finkar and successfully file their Income Tax Return, You earn Rs 50 Paytm Cash. You can earn up to Rs 5,000 Paytm Cash through Refer and Earn. Now earn money by referring your friends to Finkar.

How to refer and earn in two simple steps?

Make money with friends in just a few clicks. Refer a friend and earn money.


  • Your PAN is your referral code.
  • Share via WhatsApp or any other medium.

Share your referral code and earn money by referring your friends now! Earn money endlessly!

Terms and Conditions

  • Exclusive Limited Period Offer
  • Referred Successfully means your friend has signed-up for the first time on the Finkar.in using your referral code & has successfully completed his/her first ITR filing with FINKAR.
  • On every new friendwho successfully files Income Tax return with Finkar, you will get ₹ 50 Paytm Cash in your Paytm wallet.
  • You can refer to a maximum of 500 new friends.
  • Paytm Cash will be processed within 48 hours of successfulfilingof Income Tax return.
  • Your friend must not have registered with us before. Referral code will be used at the time of Registration.
  • Only registered users can use Referral code.
  • FINKAR may suspend or terminate the Refer and Earn program or any user’s ability to participate in the program at any time for any reason at their discretion. Referral earned as a result of fraudulent activities will be revoked and deemed invalid.
  • FINKAR reserves the right to amend these terms and conditions at any time without any prior notice. Modifications of these terms will be effective from the time they are updated in the Terms and Conditions section.